No Results, No Payment. We clear eligible negative items from your credit report so you qualify for the funding, rates, and approvals you're after.
We pull your Equifax file and go through it line by line, no guesswork, no automated form letters.
Every eligible negative item gets flagged and confirmed with you before anything is disputed.
We file the disputes and track them through to resolution. You're only billed once results land.
We built this process to ask for less than a typical credit repair service, not more.
No Social Security number required.
Disputing inaccurate or unverifiable negative items is a normal, protected part of managing your credit. Removing eligible items typically helps your score; it does not hurt it.
Most reviews and initial disputes are underway within five business days of receiving your information.
Direct access lets us review your file and file disputes without waiting on you to forward documents or verification codes each time, which keeps the process moving faster on your behalf.
A result means an eligible negative item has been successfully removed or corrected on your Equifax report. You're not billed until that happens.